1. Nope.
2. It's really going to depend on a lot of factors, city, age, record, etc. I think I pay around $450/6 months for full coverage (100/300/100) and a $500 deductible.
3. Cops don't tend to care too much about tint. I've always had at least 20, but right now 15, and never once a problem. You're only going to run into issues if you go extremely dark (below 10) and are doing something else wrong.
4. No emission testing. Do whatever the hell you want!
5. 6.
Hope that helps!
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