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Old 07-14-2010, 04:28 PM   #1 (permalink)
daleks
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Join Date: Apr 2010
Location: St. Louis
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Drives: 2011 Evo X MR
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Default New Car Insurance Discount

My insurance provider provides a discount if your car is considered 'new'. The definition of 'new', by their rules, is defined by:

1. Model year 2004 or later; promotion started in 2004
2. Not previously titled or licensed; purchased new from dealership
3. Model year (MY) of car is not less than year in which the car was purchased

This means you can purchase a 2008MY car in 2007 or 2008 and still receive the new car discount. I purchased my 2009MY 370Z in 2010, and thus my insurance company is refusing to give me the new car discount based on rule #3. I'm asking for an exception however since Nissan released the 2009MY cars in 2009, and not 2008, which is the assumption that rule #3 is based upon.

Has anyone else encountered this situation, and what have you done about it? This amounts to <$100 per year, and yes I know I'm being a stickler about it.
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