It would be a different story if you were asking whether to rent a place without or with a garage, but since you are just getting a separate garage....
A few questions come up:
1. How long will you keep your car? If not long enough then don't worry about it
2. If you get a car cover you could save the $ for whatever else may come up.
I keep my Z outside only because my garage is full. I will just make sure to keep her waxed and the paint should be just fine with a car cover.
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