Well apparently I could have gotten the B of A loan at the dealer as that is the bank they use for their loans. I had to go back in and work out the new interest rate after working with B of A.
Because the loan was over 30k I got an additional 0.15% off the interest rate so I ended up getting 3.5% APR on a 72 month loan. Figured I could always pay it off early so its better to get the lower monthly payments to make sure I have a lot of cash in my preserves on the off-chance I got laid off or something.
I am really enjoying the car =) I have already fallen in love with it =)
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