BGTV8

I am 58 and have insured the Zed, my XR8 ute and SWMBO's Liberty for $3000, with Shannons. It is a master policy with $250 excess, loaner whilst vehicle is under repair and new-replacement if written off inside 2 years from date of purchase.

My claims history is clean - no claims on my policy for a long time - although I did get rear ended on the Eastern Freeway 10 years ago - and my repairer recovered costs from the lady who hit me .... without recourse to my insurer's.

Am looking to include house and contents and maybe professional indemnity (I run my own business) but can't do that with Shannon's .... I use a broker every couple of years to chase the best deal.

The Zed is parked in secure parking in Melb CBD (behind a roller shutter) and all cars are parked in garage or shed off-street at home (3113 postcode area).

R