Originally Posted by JDubya

It depends on some other factors, too. If you can change your own oil, you're only going to want to hit up the dealer once or twice a year for required maintenance(so you don't void your warranty, and because you just bought a 35k car and you should invest in maintaining it). But if you are comfortable changing your own oil and checking the basics(you should be, some great guides on this forum!), I don't believe the plan will be cost efficient.