It depends on some other factors, too. If you can change your own oil, you're only going to want to hit up the dealer once or twice a year for required maintenance(so you don't void your warranty, and because you just bought a 35k car and you should invest in maintaining it). But if you are comfortable changing your own oil and checking the basics(you should be, some great guides on this forum!), I don't believe the plan will be cost efficient.
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