Originally Posted by USAFstevo

Just a side note but wouldnt him borrowing half from his dad lower his debt to income ratio making it easier to buy a house, since only half was financed instead of the full amount. just saying. If I could borrow money with a 0% interest rate I would think you would be stupid to not take the offer saving a great deal of money over time regardless of who its from. to the op: It isnt impossible for someone your age to get approved for the loan, im 21 and I just signed the papers today..