Nissan 370Z Forum - View Single Post

AK370Z · 04-12-2009, 01:57 AM

Quote:

Originally Posted by MightyBobo

Kinda. Funny story - part of my deal w/ the dealership was that they push payments off for 2 months. They said "OK". I get to the finance guy and Im still kinda curious how they'll want that to work seeing as I'll be getting PenFed to finance me, and he says, "Oh, just bring in the check by 45 days, and we'll shred the Nissan finance paperwork..." - sweet, sounds good.

So, 2 days later, Im at lunch with friends and get a call. Guy asks when Im going to bring the check in.

Me: "Uhhh...I guess around...day 40? The finance guy said up to 45 days, so...".
Him: "Im the finance guy".
Me: "OK, well YOU said 45 days then"
Him: "I never tell anyone 45 days...I said 4 TO 5 days"
Me: "............damn it"

So I go home and apply for the loan online (Ive been a PenFed member for over 5 years now), and Im approved immediately. Drive to the local branch 2 miles from my house, pick up the check (making sure THEY push payments off 2 months since the dealership fudged up there), and drop it off 10 minutes later

.

30 minutes from when I applied for the loan, to when I dropped the check off at the dealership.

Good story! My base was 50 miles from my home. So, I opted for FEDEX. As you've said, you know instantly if you're approved or not and if you have a base nearby, you can pick up the check in 30 minutes.

So basically, from applying for loan to bring the Z home CAN be done in less than 1 hour (assuming your Z dealer is close and have a Z in stock). The power of internet is Amazing!