^I would save up for a bigger down payment and take a 60 month loan. You are going to waste so much money in interest with a 72 month loan.
For the OP, 32.8k OTD is definitely possible for a 2010, but it wont necessarily be easy. You will need to find a dealer that needs to sell the vehicle and is willing to work on the price. I'm also not sure what your tax rate is, but its probably higher than the 3% tax in VA.
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2010 Base 370z Magnetic Black 6MT SP
Mods: Bone Stock
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