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Old 05-23-2010, 01:50 PM   #6 (permalink)
esfourteen
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APR is generally higher if you take out a loan for too long, my numbers:

35,900+dest/taxes, out the door 39k, put down 8k, no trade in. Financed 31k @ 4.4%/5 year = $604 a month.
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