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Old 05-14-2010, 10:56 AM   #205 (permalink)
tj884rdlx
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Join Date: May 2010
Location: Atlanta, GA
Posts: 1
Drives: 88 4Runner DLX
Rep Power: 15
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oh man. i just read this whole thread. my condolences. perhaps you can get that fixed, an unload it quickly, then get another one. if you want an undamaged car, and can find one. an anniversary vehicle. of all the cars in the parking lot...really? damn!

that said, there are paint shops out there that can spray better than factory. i remember sending out an 88 RX-7, black, for a hood replacement and paint. the hood looked like glass. it was so nice, we had to send the car back so they could wetsand the rest of the damn car to match the new hood's finish.

but prep and knowledge of the paint and the gun are critical. find a shop known for working on Porsches if you have to. those people are picky as all hell.

meanwhile, i registered today specifically to give you this advice, as i work for an ins. co.

file your claim with THEIR insurance co. if you file with yours, they will want your deductible up front. then they will subrogate to retrieve it for you, later. also, going through their insurance company as a claimant gets you a rental car a lot faster, and without expense to you. your rental coverage usually only pays a percentage, if you have it.

additionally, with regard to DIMINISHED VALUE: that is determined AFTER the repairs, and is also paid by the other party's ins. an appraiser comes out to see the car and records shortcomings in the repair, if there are any. the ins. co. then evaluates the mileage, significance of impact, cost of repair, and value of the vehicle. don't expect to get much more than $1k. it really isn't fair at all. but what the hell in life is. good luck, man.

and from now on, park in the last spot, closest to the curb, and tie a pitbull to the bumper. damn non-driving s.o.b's. THIS IS WHY I PLAN TO RHINO-LINE MY ENTIRE TRUCK THIS SUMMER. ding that, kcufers!
Tj
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