Quote:
Originally Posted by ChrisSlicks
No, that is were his covered. His insurance company will declare the value of the repair and get the full amount. He doesn't have to deal with the other insurance company at all.
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Correct..read my post above yours...however there can always be issues with coverage..the other partys ins. may not sufficiently cover the pd..ie 5k in pd...ins companies will attemp to subrogate the full amount but this does not happen all the time..I've run across claims were we could not retrieve the deductible..hopefully the OP has umpd to cover any possible lack of coverage from the other party..