Quote:
Originally Posted by whoady4shoady
Im 27 and have never had a claim and the cheapest I can get even with all kinds of discounts and pleasure driver is $204 a month. I would kill to pay anything under $200. Louisiana sucks balls. |
whoady4shoady's right.
I am with Allstate, have been since age 18, and I pay a whopping $630.00 for a whole year, and I have high end coverage. BUT.... I also have my house - w/a 1,000,000.00 added umbrella, and my other car, and have a spotless record, and some advantage by being a long term customer, so I get all the discounts available.
When I started out, I payed ultra high premiums too.
Keep your nose clean, and your day will come.
My advise is to absolutely shop around for rate, but don't skimp on the coverage. Real good high end coverage is not that much more expensive than the cheap-o with lousy coverage. And the only time you'll realize this is when - if - you need your insurance. Don't find out the hard way.
When I did need to use Allstate, they always came through for me with flying colors, and that's important. So also research the insurance company well before you sign on.