mmm id equate vdc to a guardrail type concept. if you INTEND to crash or overstep the bounds by a lot then no the guardrails will not protect you, but if you make a mistake then yes it can save ur life.
turning off vdc would make the drive a whole lot more dangerous and exciting and you can get closer to the limits of the car but one mishap and ur gone so u need actual practice with the vdc to learn some skills before actually turning it off and going pro first time in =].
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