Yeah BelAirDirect is a weird insurance company. I think all they really care about is a record without claims. My friend (that I mentioned earlier) has over a dozen tickets, and just got his driver license back from a 6-month suspension. He pays only $200/month on his Nissan Pathfinder. Other insurance companies were offering him $700+ to get insured on his own.. So when he called BelAir and they said $200, he jumped right on it. And he got the belair policy WHILE his license was suspended. All they asked him over the phone was how much he drives a day (he said 10km haha), how long he had his license for, any previous accidents and if he has 4 winter tires on. Not a word about any tickets, etc etc.
For me, they quoted $550/month on a 2010 Murano, $520 for a 2010 370Z, and only $400 for a Porche Boxster. But I put the Porche out of the picture due to high maintenance costs and the fact that its not as good in winter as the Z. Plus its an extra 15-20k brand new.
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