Originally Posted by chiliwili

Just Cars was the cheapest for me by far.

I actually work in insurance, so i'm quite familiar with how they do their premium ratings. Each insurer rates on different criteria, so you'll find depending on which demographic you fall into, some insurers might be cheaper than others for different people.

So Just Cars allows mods, but they need to be street legal? How do you know what is street legal or not? And do they charge you more premium for modding?