I'm 25, and I can afford one by being mature about my spending and striking a good deal :P Honestly, 35K isn't that hard of a stretch for a college grad with a level head to deal with. Build up a base, and buy it when you know you can afford the payments along with your way of life, or with bearable changes. For me, it meant fewer crazy nights out and no more monthly gadget purchase. I feel the car more than makes up for it.
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