https://www.cnn.com/2023/04/10/econo...vey/index.html
"Consumers feel credit is getting harder to come by, Fed survey shows."
No sh!t people. What did you think would happen when rates have drastically increased a few fold times over??
I've mentioned this a few times over the past months that with each increase, consumers will be qualified for much less than what they otherwise would have when rates were much lower, if they qualify for anything at all. Again, now is NOT the time to get into additional liability debt. If you can't pay it off in 29 days, don't buy it.