Originally Posted by vtec to vvel

I hear horror stories all the time. Just because a person is licensed does not make them a professional nor know what they are doing/talking about. Like the drivers in FL, I assume most of them are licensed, but more of them do not know how to actually drive.

And this goes both ways. I sometimes get dumb@$$ clients that think they can pull a fast one and try to commit mortgage fraud. Good thing about my industry (or at least at my office) is that I don't have to kiss @$$ to clients and have a bit of leeway of using choice words.