Originally Posted by vtec to vvel

Central FL will gradually make its way back up to the 70s by the middle of the week, which I totally welcome.

And then back to 90s a month later while some of the northern states get snow all the way through May



The biggest obstacle is getting the banks involved:

1. We both have super low rates on our auto loans and if we get the banks involved to swap everything over (basically 2 new loans), we'd be getting the current going rate. Not sure that I want to get a higher rate and a "new" loan on a near 10-year old car in this economic environment.
2. The 2nd option is to leave everything as-is and just physically swap but keeping the ownership info. the same, which could lead to other potential issues (insurance, tag, title once paid off, etc.). I don't think my own flesh/blood would screw me over, and it's the other stuff that is making me nervous, other than the fact that this route is technically fraud on a few levels lol.
3. The 3rd option is getting our parents involved where they buy both cars and act as a for-sale-by-owner/owner-financing scenario. The issue with this option: I broke away from my parents in every way possible in 2007 and haven't spoken to them since. Sister on the other hand seems to have a really good relationship with them and they would do this for her sake.

Still a few days left before she leaves so lots to think about.