I have to agree with you. My premiums almost doubled in the last 4 years with zero claim. Unfortunately, every other insurance companies have also increased at the same time.
As far as fraud goes, it might have different definitions from one to another, but the one that disgusts me the most are those people who file false injury claims - someone taps the bumper at less than 5 mph, everyone in the car goes to the lawyer and file big money injury claims. This is likely one of the main reasons the insurance is so expensive.
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Originally Posted by Zyonara91
Banks and insurance companies are scum though, lettuce (haha) be serious for a second. While I am against committing all type of frauds, insurance companies are quick to take your money, slow to pay you out. Think about it you pay a monthly amount and you may never use your insurance. If I pay $250 per month, over five years that's $15k I've paid and never made a single claim. . . Where's my "Good job bud here's a massive discount"?. That's just auto insurance. How about home?.
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