Originally Posted by JARblue

I've filed a number of claims over the years and my insurance company has never once made it a hassle for me. They usually just took care of everything without even bothering me. Even when I disputed repair costs to make sure mods were covered they approved the changes in less than 24 hours.

Cheap insurance companies are the worst offenders. They have to keep costs down to stay in business, so they fight every claim tooth and nail.