Im in the favor of a young man having a sports car if he respects it and can afford it. I mean what other time in your life will it be better to own a 2 seater sports car? Young with no obligations so why would you need a 4 door car anyways... to haul your friends around? Anyways like I said if you can afford it I think you should do it but it looks like your insurance is bending you over backwards and I agree with others here that you should not hamper yourself with that kind of bill. There are plenty of other sports car options out there that wont kill you im sure of it.
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