I just used Lockton for a HPDE, 19K coverage, 2K deductible, $150. I did enjoy the event more and was less stressed knowing I was covered as opposed the the last event I did without coverage.
I was on the fence about getting it and a coworker said "imagine the conversation with your wife if you total the Z and don't have any coverage." I realized goodwill toward my Motorsport activities would be mostly over if that happened.
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