JARblue

This is precisely what insurance is for. I had a similar incident years ago when I hit a median curb to avoid getting t-boned. Of course, it busted my oil pan, and the other vehicle drove off so I could not give chase. I had to fight with my insurance to get them to waive my deductible. They told me that it couldn't be covered under my uninsured motorist coverage because there was no contact with the other vehicle. I asked them if they'd rather me not avoid the collision next time, and they said no and waived my deductible.

Of course, this was like $1500 in repairs. Your $300 claim probably isn't worth the hassle.

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