Quote:
Originally Posted by eastwest2300
smart man, you're like me. 2 credit cards, 1 I keep on me for points & cash back, the other is strictly for big time emergencies.
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I have two main Capital One cards like you say.. One that I use and the other is the back up for if and when the first one gets stolen..
However, I do also play the hotel card game as well.. One year, I get a Holiday Inn card to get 80000 hotel points, then I cancel it before it renews. next year I get the Marriott card to get their hotel points, then I cancel it before it renews.. Each year I repeat and continue to get the free points. Then I can always stay for free in hotels anywhere I go. I have been doing this for about 10 years now.
You do have to keep track of this little game in a scheduling calendar somewhere though because it can get complicated, but it is also working well.