Take your car to the dealer or the most expensive body shop you can find to get an estimate. Insurance is going to give you a number based on used , refurbished parts and cut rate labor numbers they pulled out of their butt. I just went through this with Progressive. They tried to say they could find a front bumper for 360.00 and a grill for alittle less for a 2017 Titan XD. They use a hole in the wall parts company that says they can get the parts at that price. When I called them on it they cut my check at what is about right. Don't take the first number because they leave float for error , and dont do a photo estimate because there are small items that coukd cost a grip that cant be seen.
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