I was driving home late at night. It was the first rain of the season in SoCal. I'm driving down the interstate exchange, and there was an abandoned truck left on the #1 lane on the exchange with the driver no where to be found. I managed to avoid a head-on collision, and take all of the damage on the driver side. The side airbag did deploy as well. Long story short, the CHP and my car insurance both pinned the fault on me for not avoiding the truck... even with the dash cam footage...
So... right now I'm waiting to hear from my car insurance to see if my car is a total loss, which I'm okay with since I have GAP insurance to cover up the cost. I'm trying to figure out for myself if it is a total loss, but a lot of my friends are giving me mixed answers... thoughts?