Quote:
Originally Posted by JARblue
Original FHA loan interest was 4.5% back in 2009. Two refinances and a restructured loan (no longer FHA) later and I'm sitting at 3.75% on a 30 year. Credit rating over 700 for the original loan. Over 800 rating for the latest rate. Nothing out of pocket for any of them - even managed to always roll any closing costs into the loan.
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3.75% is awesome. That’s what the rate was when we signed on the house. By the time they built it and we close, we had to close with 4.25%.