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Old 08-03-2017, 03:29 PM   #7121 (permalink)
b15
A True Z Fanatic
 
Join Date: Feb 2010
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Quote:
Originally Posted by Leingod View Post
If you're buying new, you better have cash on hand. No way would I ever take out a loan on a brand new car.

I somehow got 1.6% on mine when it went to 5 years. 3 years was 5% for whatever reason. I put down 40% on a used 09 and will just pay off the rest. Promotion at work means I am now doubling down on payments. Pay it off, sell it, buy whatever new thing Nissan decides to make in the future.
Interesting. Usually the other way around with rates vs length! Nice deal you got.

Most new cars generally have really good financing rates available. I wouldn't pay cash unless the rate was over 2-3% but I also wouldn't buy new unless I could get a good rate. Used cars are generally a better deal but some models hold their value so well you're just better off buying new. It's crazy.
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