I think I am going to switch back to claiming 00 like you said. The thing that bugs me is that when I got my GS-09 grade the difference between 00 and 01 for state was only about $14 each check, which is wierd that it would effect me like that. Federal however was much more. I still dont understand though. I paid over twice as much money as I did last year into both fedral and state and I made a little under twice what i made last year. Oh well, lessons learned. A) Dont get married apparently. B) this is probably going to happen every year so I need to expect it and get money aside just for this. Fortunately with all the money I saved for the Z that I didn't spend will cover these taxes and my FI CBE and LTH!! well thanks for the responses though guys I appreciate it.