Originally Posted by tonybui

Now I havent been to any dealership so I wouldn't know the exact the number to finance. I already have some down payment of my own. Do I just mail them back the remaining ?? does it count that the remaining is my first payment ?? cuz I dont want my monthly payment to be too high because I borrow 32000 instead of 25000 (lets say I have 7000 of my own as down payment) Thanks again

I'm a noob at all this !!