The minimum insurance required by law in most states would not necessarily cover an accident like this. Typically, only liability is required, in which case insurance only pays out to the other party. I will never drive a car without also having collision insurance, but there are plenty of people out there who do.
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2011 370Z 6MT Sport Gun Metallic | ARC | CJM | Ecutek | FI | Fujimura | R2C | SPL | Stillen | TWM | Z1 | ZSpeed | |