Quote:
Originally Posted by makugx
I got $6k down.
Yes. Someone came back and filed a lien in 2014 from 2008.
I called the number and there's a high guy that doesn't have any clue where that's from, but he wants me to pay it. and that's making a ding in my credit. It's only $2k I owe.
Plus 1 other thing of $200 bucks.
it sucks cuz its not much money and I didnt know about it till now.
With my people I have perfect credit. Got stable job as of months ago so it kinda helps, but still.
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Don't pay it just to get it off your report, demand written proof that it belongs to you. If the people that are holding the debt don't know where it's from, chances are it's bogus. Also, depending on the state, statute of limitations comes into play. Research what your state's statute of limitations is on debt and if this is outside of it, tell them to pound sand and get the credit bureaus to erase it.