Originally Posted by GraphiteZ

Not totally agreeing with you there. To millionaires, lease and finance are investment, business and tax decisions. They have tax/financial advisors around them to put the strategies together. For normal people to take on a loan for a 90k car usually means cutting back on your 401K and IRA contributions and/or paying off the mortgage later and/or taking money out from the emergency account. I worked in the financial planning business for a while and I know that being able to make the car payment doesn’t always mean you can afford it.