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Old 06-14-2016, 02:03 AM   #1 (permalink)
Bad Boy
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Join Date: Aug 2014
Location: Orlando
Age: 33
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Default Help with refinance process?

I want to refinance my car to lower the payments and be a little more comfortable but Ive never really been through that process.
I was hoping someone with the experience can kindly offer some details or advice on how to go about it.
For instance, what type of lender would be better? A bank or credit union? Is it possible to try and refinance with the same/current lender?
Is a form of down payment required?
When refinancing, you've made every payment on time but you have average credit score due to other obligations, does credit score still play a great factor?

Thanks for any help.
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