Well I have 6 years left on my home until its paid for. I have no other bills aside from utilities. Im 25 and I've been lucky enough to get set up like I am. I have a great job (now). With a steady 4k-7k increase in salary for the next 4 years that is definite. So I figure if I am gonna buy something that I am going to keep until the wheels fall off, I might as well go big. I mean, it would be one thing if it put me in a bind or kept me from saving money on the side for other things but it won't. Yeah, I'll have a $600 note but I'm going to have one hell of a car. Plus, that note is only $150 more than my note was on my Z, the only difference is the size of the down payment I am putting on the car.
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