The pic says a lot. Sorry to burst your bubble but that's repairable and does not qualify for a replacement. A good shop will make it as good as new and have warranty for their work as long as you own the car. You can also get quotes on your own and then compare to the policy holder's insurance quote. Get theirs to go as high as you can while you find the lowest price from your own research and you keep the rest. Make sure that who ever does the work have their work guaranteed in writing.
Edit: BTW, once you cash out the insurance's work guarantee will cease to exist.
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Last edited by axmea?; 03-29-2016 at 05:30 PM.
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