Quote:
Originally Posted by gpx123
Well I definitely will be taking it to a legitimate body shop but I may end up buying the parts myself if they try to rip me off too badly with the cost of the door & quarter panel / but the service will definitely end up being done at a good body shop
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firstly, DON'T part the items yourself. get the shop to do it.
secondly, did you get his insurance information of him?
since you are not at fault depending on the circumstances it may not affect your premium. regardless the panal, blending and labor will cost at the very least 5k.
you're better off going through insurance because atleast if workmanship was bad you can refile the claim.
you don't need to file a report unless someone is hurt. in Ontario you need to file a police report for any collision over 1k or something like that. that's just going to a collision centre and doing a write up though... only call the cops if there is someone hurt or the other driver is refusing to exchange information.
Quote:
Originally Posted by schellingr
I agree. Go with your insurance. It will cost you 5k to repair. Might as well pay a higher premium with your insurance for a few years.
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assuming this is his first claim and it may be deemed not a fault, shouldn't affect him.
if they deem a 50/50 it could go up.