Quote:
Originally Posted by raffenblackma
You could always call, your insurance company and ask them if your rates would go up if you filed a claim. Im 25 and have been in two accidents one of which was when I was 23 and it was almost $16,000 in damages, and my rates have not gone up. I have USAA.
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Ah that is true but in your scenario it was clearly the other person's fault, in my situation it could go either way and they would probably lean towards it being my fault as I made contact with him on his rear but one could argue he shouldn't have been where he was but still if it ended up being an at fault accident my rates would of almost certain gone up significantly