I don't know about Ohio, but shouldn't the next of kin of the current listed beneficiary be next in line automatically?
Did you keep the stock parts for your car? Maybe going back to stock and selling things like wheels, radio, etc could help with the cash shortage?
Also, was the term on the Accord loan the same as the term on the Z loan? You keep saying the payment is only a $20 difference, but is that the real cost?
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2011 MB Touring-Sport-6sp-Nav/GTM TT/FI TT TDX/JTran/Kosmic/Eibach/Hotchkis/SPC/CSF/RPS/SoThatsWhereAllMyMoneyWent
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