Originally Posted by m4a1mustang

Good luck, OP. You obviously need it.

This is honestly quite ridiculous. You lack any semblance of personal responsibility whatsoever. I understand you've been dealt a tough hand at life, but the financial decisions you've made are irrational, and the fact that you defend them in this thread shows you really aren't taking things seriously.

You say you have a good job, yet you can't afford $15k in maintenance items. A person in that position would under no circumstances take on a vehicle loan. I don't care if it's for a sports car or an Accord. If you can't save $15k in 12 months or so, you drive a $500 beater, and nothing more. This is basic personal finance.

What you are asking for is not help. The fact that you have a job and have a sports car you are making payments on is proof alone that you could help yourself if you were serious and willing to sacrifice.

You are asking for a handout. In an environment where there are thousands and thousands of Americans in worse positions than you through no fault of their own this is downright offensive.