well mine is understandable, my own company has 'employee' rates for insurance. i got a quote from this broker and it was still lower. a LOT lower. in fact my old rate was still lower compared to me shopping around near renewal.
i could solicite an insurance broker and they'll do the leg work for you. as said just let me know if you're interested and i can point you in that directin
gotta look out for my z-brows