I'm not an audio guy, but I'd say that if you are paying somebody to install, it may cost you more to have them install speakers first and then amp later, rather than just do it all at once. Amps are not very expensive. You *might* be happy with just speakers, but you will definitely be happy with both amp and speakers. I say when you take the cost of an amp (maybe around $125 for a good one) and then subtract the extra money you would have spent to have somebody install it later, and the cost difference to add an amp is pretty small.
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