Don't be so harsh on the guy,
I did a similar thing on my first car, it was an important life lesson for me and I've become a much more careful driver afterwards and have done defensive and advanced driving courses to improve my skills. Subsequently have earned full life time NCB status form my insurer and for a 25 year old male in Sydney to pay 1.2k per annum on insurance, you Sydney siders will know that's a very good effort.
OP was trying to impart life lessons so that others don't have to learn the same way. OP good on ya... Bad luck, keep safe in the future.
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