Thread: Stealership playing games? 10% APR.
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Old 05-31-2015, 09:06 PM   #22 (permalink)
vtec to vvel
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Originally Posted by Digital neOn View Post
So today i inquired about a 370z at a stealership in Tacoma, i recently changed jobs but have a good and steady work history. My credit is pretty good and all i have is a small school loan.

I applied online to see if i would qualify and the dealership calls me and says i would qualify but my APR would be around 10% because i am a "first time buyer". This can't be normal, can it? Anyways the dealership wanted 22 thousand for a 2010 370z with 66,000 miles. I told them i would give them $20,000 and that their car is overpriced, the salesman said that there is nothing within 500 miles that is cheaper with similar miles/year. That is a lie, After my offer of $20,000 which is still overpriced imo the salesman told me he would talk to his boss but that his boss was in a meeting. Well it's been 8 hours and no call back.

Living in the Northwest sucks, 370z are rare, overpriced and most are automatics.


Edit, there is a girl i really like--i don't want her to know i have a 1997 Camry with a missing hubcap and unpainted bumper, i need a Z damn it!
1. when it comes to credit, there's alot more variables to it than just the score by itself (i.e. longevity, history,etc.).
2. you state you have a steady job, which is good, but the fact that you recently changed doesn't exactly help you, as banks wants to see that you've been at a job for a certain period of time.
3. you state that you are a first time buyer? how old are you? and typically, first time buyers don't get favorable interest rates, and you will most likely need a decent down payment.
4. 22k for a 2010 Z. elaborate on model/trim (i.e. base or sports package, mt or at, etc.), as 66k for a 2010 is under miles if going by the industry standard of 15k/year. if they wanted 22k for a nismo model, i would say that is reasonable.
5. dealerships LIE. they are there to make money, not to help you save money.
6. if you need a car to impress a girl, rather than you getting the girl on your own, then there's something wrong with you, and the girl.
Last edited by vtec to vvel; 05-31-2015 at 09:09 PM.
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