Thanks Papo . .I will have to compare to my MetLife rates. Though, I am an employee so that will probably bring it closer. I do recall that when I was in (back in the early to mid 90's) USAA was the best you could find for a GI. Now that I visit the VA hospital on a regular basis (read twice a month), then perhaps I should look to going back to them. Thanks for the tip!
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