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Old 05-13-2015, 08:08 PM   #97 (permalink)
JARblue
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Location: Austin, TX
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Quote:
Originally Posted by nis350 View Post
There is normally a deductible for UMI, but some insurance companies offer an option to waive the deductible for a few bucks.
I double-checked, and the $5 per month I pay for is the extra charge for no deductible. I now remember that decision - I decided it was worth it in Texas.

Quote:
Originally Posted by nis350 View Post
As far as filing no-fault claim, the only thing that counts is the result of the investigation. If the driver is proven to be at least 50% at fault, the premium is going up.
I'm not sure I understand why you would attribute fault in a no-fault claim?
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