Quote:
Originally Posted by JARblue
I was pretty sure uninsured motorist coverage automatically included covering the deductible. Unless your policy is written differently. I might be tempted to ask them about it. |
It probably varies somewhat from state to state. For most comprehensive policies, other than like a windshield, I think you always get socked with the deductible unless you pay a higher premium.
Darkphantom, unless a cop was on the scene to issue a reckless driving ticket or something to the other driver, even if you got a tag number it's your word against his. Traffic cams
might be admissible... Also, court fees and lost time are as likely as not to make the deductible savings negligible. It's worth looking into, but probably not worth pursuing to conclusion.
As to avoiding an accident with another driver -- it sucks, but you did the right thing. Every other car involved means more risk to other lives -- including your own and anyone else on the road around you.